Purchasers of Auto Insurance in Texas need to tailor their coverage to meet their specific needs. People may either buy “liability only,” or “full coverage” Auto Insurance. However, liability only still includes decisions like whether or not a person wants or needs personal injury protection and/or uninsured/underinsured motorist coverage. “Full coverage” is a slang term, meaning liability only plus physical damage coverage for your auto(s). There is also optional coverage to consider if you desire roadside assistance, rental car reimbursement, or coverage for additional equipment on a vehicle, like upgraded audio or video components. The only way any agent, agency, or company can offer a “firm” quote for coverage is upon receipt of certain underwriting information. At Tipton Insurance, we prefer to quote you after receipt of such information, guaranteeing the rate and coverage you elect will be issued by the company, as we agree. You may want to forward us your existing policy declarations page to ensure we give you an exact comparison. We insure all drivers regardless of their driving records, as each case is individually underwritten through the availability of our many companies. Please contact us for your free, no obligation quote.